Forex traders in Kenya faced significant friction when managing their trading funds. The process of depositing money from M-Pesa to Deriv accounts and withdrawing profits back was manual, slow, and often required third-party intermediaries. Traders needed a solution that could provide instant, automated transactions with competitive exchange rates.

DeriPesa approached our agency to build a comprehensive platform that would eliminate these pain points and create a trusted, automated bridge between M-Pesa and Deriv accounts. The platform needed to work seamlessly across web and mobile interfaces while maintaining the highest security standards for financial transactions.

Payment Gateway Complexity. Integrating with both M-Pesa and Deriv APIs required handling different authentication mechanisms, rate limits, and transaction workflows while ensuring 100% reliability.

Real-time Transaction Processing. Users expected instant deposits and withdrawals, requiring us to build a robust queueing system that could handle concurrent transactions without failures or delays.

Trust and Security. As a financial platform handling real money, we needed to implement bank-level security measures, including encryption, secure API communications, and comprehensive audit logging.

Cross-Platform Consistency. The platform needed to deliver identical functionality across iOS, Android, and web while maintaining a consistent user experience and ensuring feature parity.

Rate Optimization. Providing competitive exchange rates while covering operational costs required sophisticated rate calculation algorithms and real-time market data integration.

User Onboarding. Simplifying the onboarding process for non-technical traders while implementing proper KYC (Know Your Customer) verification to comply with financial regulations.

We architected a modern, cloud-native fintech platform that prioritizes speed, security, and user experience. The solution was built from the ground up to handle high transaction volumes while maintaining sub-10-second processing times.

Automated Transaction Pipeline. We developed a fully automated transaction processing system that handles the entire flow from M-Pesa to Deriv and vice versa. The system includes intelligent retry mechanisms, transaction status tracking, and automatic reconciliation to ensure 100% transaction accuracy.

Cross-Platform Mobile Apps. Using Flutter, we built native iOS and Android applications that share the same codebase while delivering platform-specific experiences. The apps feature biometric authentication, push notifications for transaction updates, and offline capability for viewing transaction history.

Responsive Web Application. A Progressive Web App (PWA) that works seamlessly across all browsers and devices, providing the same features as the mobile apps with the convenience of instant access without installation.

Real-time Rate Engine. We implemented a dynamic pricing engine that fetches real-time exchange rates and calculates the best possible rates for users while maintaining business sustainability. The engine updates rates every 30 seconds and displays them transparently to users.

Secure Infrastructure. All transactions are encrypted end-to-end using AES-256 encryption. We implemented OAuth 2.0 for authentication, JWT tokens for session management, and comprehensive logging for all financial operations. The infrastructure is hosted on AWS with automatic failover and redundancy.

User-Friendly Dashboard. Created an intuitive dashboard showing transaction history, pending operations, account balances, and detailed analytics. Users can filter transactions by date, type, and status, and export reports for their records.

Customer Support Integration. Built an in-app support system where users can report issues, track ticket status, and receive help without leaving the platform. Integration with email and social media ensures multiple support channels.